Awasome First Time Home Buyer Spouse Owned Home References. To claim a refund, you must be at least 18 years of age, you cannot have owned a home or an. The value of the hbtc is calculated by multiplying $5,000 by the.

The value of the hbtc is calculated by multiplying $5,000 by the. In property law, a spouse normally receives an. Your spouse must not have.